Open desk
Property valuation
Type the homes you own. The model prices each one from m² × €/m², then splits net worth from cash income. Lived-in, rented, vacant, and holiday lets can sit in the same portfolio.
How it thinks
Market value is the comparable: floor area × price per square metre × the share you own. Subtract the remaining mortgage and you have equity — the property slice of net worth.
Cash only comes from units you actually let (long let or holiday). Occupancy cuts the rent; if you leave costs blank we take 25% of gross rent for tax, maintenance, and management. Owner-occupied homes still count in net worth. They do not print rent; we show an imputed housing value so you do not pretend the roof over your head is free.
If there is rental NOI, we also cap it at your yield assumption (default 5.5%). The blended number is 65% comps on the rented stock plus 35% that income value, then the homes you live in at comps. Bear and bull re-price €/m² and occupancy. Debt does not move.
Your portfolio
The estimate
| Unit | Use | Value | Equity | Gross rent / yr | NOI |
|---|
A worksheet, not an appraisal. Local asking prices, condition, title, and tax change the number. Not an offer to buy or sell property.